Do you know how to spend money (wise)? When you are thinking about (buy)something you want, run through this checklist first.
Do you really want it? Seeing a $25 toy machine, Ben wanted it. But after thinking for a while, Ben thought it would be ( exciting)only for one day or two.
Do you still want it a week later? If the thing passes the "really-wanting-it" test, try (wait) for some time to see how strong wish is. This works for adults, too!
How will you pay for it? After the first two steps, Ben found he really wanted a toy ship, but it would cost (he) $50. He had $22 in his pocket got $1.5 a week to spend.
Are there ways to make money? Ben decided to wash the downstairs windows at a dollar each.So he got $10 for himself.
Can you get it (cheap)? After deciding to buy it, it ( be) necessary for you to look for less expensive ways to buy it: search for what you want on the Internet or in shops. Sometimes you can find the same thing a much lower price.
If these tips work well, they can save you a lot of money. And you will be a smart shopper.
There is one really important lesson all children need to learn—it's the value of money, and1 hard it is to make money.
All 6-year-old Emmett wanted was a bike, but his father didn't want to 2 it to him easily.One day his father got a3 idea. The father told Emmett he needed to make money by 4 to buy one. Emmett got some old toys together and then 5 them outside. Finally, he made $70that day. He made 6 money to get his bike. The next day, they saw an ice cream machine(冰淇淋机) when they were walking around the supermarket. Emmett asked if he could get that first7 he could start his own business(生意) and make more money.
After a discussion(讨论) of the family 8 , Emmett's parents decided to help him with his business,9 he had to sell ice cream for at least one hour every Saturday. Then Emmett started his business 10 only a bag of ice and three flavours(口味)."The first time he made $12, then$17, then $25… Then he 11 some of the money buying new flavours. Now Emmett has 21flavours and he is 12 to save his money for college,"Emmett's mother said.
Many people on the Internet think both Emmett and his parents did a good 13 .
"Excellent job, Emmett! You should be a role model for other 14 of your age."
"Your son is admirable(可钦佩的), but you are more admirable for being so 15 parents. Ithink your son is going to be a good businessman when he grows up."
Parents and children often face the challenges of money. Common topics include setting pocket money, learning to save, and deciding to buy expensive things. The goal of most parents is to teach their kids how to deal with money wisely.The goal of most kids is getting money to spend.How can families achieve these goals?
The Tidier family in Denver found the best way to teach about money was to let their kids make some money. Their son, Ryan, 17, has been watering in the garden since he was 8. He owned his own tools with the help of his parents. Now he has saved $7,800.Besides, he bought a bike and a wonderful sound system. And he is going to buy a car next year.
Money skills are an important part of becoming a successful adult. David Brady manages a company towards children and young adults."They shouldn't be always thinking of spending money," Brady warns. Instead, they should understand basic rules for making money, saving money, and managing money.
That knowledge is greatly needed. Over the past ten years, most Americans aged 18 to 24borrowed nearly $3,000 on credit card( 信用卡). Among high school seniors, four out of five have never taken a class about money.
Giselle Lopez, of New York City, learned the hard way. So far, she has owed(欠) $2,000 on her first credit card. Her parents refused to pay,so Giselle got a job. Then she paid the money off slowly by herself. "Now every time I use money, I know that it comes from my own pocket," Giselle says. "That gives me a sense of responsibility for my actions." Different kids will have different style s when it comes to money. Teaching them how to use money doesn't have to mean setting strict rules. When children like Ryan and Giselle have their own money to consider, they can learn to set those rules themselves.
Allan is a doctor. He is taking notes about the lifestyles of two children, Angela and Andy.
Angela: The girl looks healthy. She knows how to keep fit. She gets up early even(即使) at week-ends. And enough exercise makes her fit. She doesn't eat fast food very often.
But sometimes she eats snacks between meals. Are most girls greedy(嘴馋的)? She should eat fewer snacks. They are not good for her. She can eat more fruit between meals.
Andy: Andy likes sports. He is good at swimming and football. He does sports for over one hour every day. That makes him fit and strong.
But Andy is a picky eater. He doesn't eat enough meat for meals. So he is not tall. And he has another problem—sleeping in(睡过头，迟起床). He gets up too late on Saturdays and Sundays.
To get enough energy, Andy should get up early and eat more meat.
Angela's and Andy's | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Good habits(习惯) | Bad habits | Doctor's ideas | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Angela | She gets up . She has enough. Sheeats fast food. | Sometimes she eats snacks between, | She should eat fewer snacks and more. | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Andy | He does for over one hour every day. | He is a picky eater and he gets up too late at . | To get enough, he should get up early and eat more . | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Dear friends,
Do you k you are lucky when you are sitting in the bright c and having your classes or e your nice food at home? Do you know many children in the western area of China are not so l as you? Lots of children don't havefood to eat, and they c go to school and they have to work.
They n our help. So we'd like to collect stationery(文具) and c for them. You can donate your old pens, rubbers, rulers, pencil-boxes or old clothes. And you can also donate some money. We will send them to the children in western area. We hope to raise m than 10,000 yuan, and then we can help 50 students to go back to school. If|you would like to donate things, please c us on83301666. Thank you.
