When I was young, we didn't have a Christmas tree. My mother said that we weren't going to have one 1 we couldn't afford(承担起) it.
About three days before Christmas, I was out collecting my pocket money from my neighbour. It was 2 and very cold. I went to the apartment building to meet the lady who owed(欠) me seven dollars. She 3 me in and not only did she pay me, but also gave me a dollar tip! It was a surprise for me. I now had 4 whole dollars.
On the way home, I walked past a Christmas tree 5 and an idea hit me. I wanted to buy a Christmas tree! I didn't really want to spend all my money, but the tree was so 6 that I couldn't control myself.
I dragged(拖) the tree all the way home. The snow was much heavier, but I didn't 7 . You can't imagine how proud and 8 I was. When Igot home, I asked Mom to come to the front door and I 9 the lights on the tree.
"Where did you get that tree?" my mother cried in surprise. "I bought it up on Main Street,"I said, trying to control my excitement. "10 did you get the money?" Her tone(语调) was quite different. " From my pocket money," I explained. "So you spent all 11 money on this tree?"she shouted.
Without waiting for my answer, she went into her bedroom 12 . I just stood there, feeling awful and began to 13 .
Years later, I truly understood my mother.My family was really poor at that time. In her eyes, it was a waste to buy such a tree. What she14 only was to give us a more comfortable life. Now I had my own family. And I knew the15 of supporting a family. Though there were no Christmas trees, it was best to stay with family.
Winners Club
You choose to be a winner!
The Winners Club is a banking service specially for teenagers. It has been made to help you better manage your money. In the Winners Club you will receive a key-card so you can get to your money 24 hours a day, 7 days a week!
The Winners Club is a great choice for teenagers:
No fees! You're no millionaire(百万富翁) so we don't expect you to pay a lot. In fact there is no account keeping fees! |
Excellent interest rates! You want your money to grow. The Winners Club has a good rate of interest if you save your money into the bank at least twice without taking it out in a month. |
Convenient(便利的) services! Teenagers are busy. You may never need to come to a bank at all. You can choose to use the phone and the Internet at home. You can have money directly saved into your Winners Club account. This could be your pocket money or your pay from your part- time job! |
Free magazine included! Along with your regular report, you will receive a FREE magazine full of good ideas to make even more of your money. There are also fantastic offers and competitions only for Winners Club members. |
Please join us and fill in a form. We can't wait to hear from you. It's the best way to choose to be a winner!
①a key-card ②a free magazine ③a regular report ④a part-time job
Are you good with money? Do you get pocket money from your parents or do you work to make money? Read on to find out about British teenagers and their money!
Pocket money
Most teenagers in Britain receive pocket money from their parents. They might have to do some housework to get pocket money, including cleaning, cooking, washing dishes and so on.
Part-time work
A part-time job is a choice for teenagers who don't have pocket money or who want to get extra(额外的) money. Only children over the age of 13can work. Popular part-time jobs for teenagers include babysitting, delivering(递送) newspapers,restaurant work and shop work. Children in Britain can work two hours a day at most on a school day but not during school hours. During weekends and school holidays, they can work longer hours.
Bank accounts(账户)
Some children and teenagers have a bank account. There is no age limit(限制) at which you can open a bank account, but a bank manager can decide whether to open an account for a child or a young person. Parents can put pocket money directly into their child's bank account. Most banks have a prepaid bank card designed for young people.
So, many teenagers are getting experience—working part-time, dealing with banks and deciding whether to save or spend their money.These are all steps towards becoming a financially independent(经济独立的) person and making and looking after your own money.
Just sit in front of your computer, click your mouse(鼠标) and things will come to your house without you leaving it.
November 11th is a big day for people who like shopping online. Many online stores offer a big discount(折扣). On special days like that, big online shopping sites in China can sell for as much as billions(十亿) of yuan.
Things online are not as expensive as those in shops."Shopping online saves me a lot of time and we have more to choose from than in shopping malls,"Wang Xin, an online shopping love r inBeijing, said to China Daily.
Also, online shopping helps people get things from different cities."I like eating duck necks very much and the online shopping sites make it easy to buy them from Wuhan,"said Zhang Xi, a girl in Zhenjiang.
However, many people have worries, especially(尤其) about middle school student buyers.Ads(广告) on the Internet always draw young students' eyes easily, so students may spend money on things they don't need.
Online shop owners don't know the age of their buyers."It's dangerous when young students can buy things such as wine(酒) so easily,"said Jing Chunling, an education expert(专家).
Online | |
Basic(基本的) information | the Internet and a computer, you can buy things without leaving your own house. On some special days like November 11th, you can shop online at very low . Some online shopping sites can a lot of money on those special days. |
sides | You can much money and time by shopping online. You can choose from than in shopping malls. You can easily get things from cities. |
Bad sides | Young students may spend too on things they don't need. Young students may buy something dangerous for their . |
You may get a lot of l money every new year and you have to think carefully about hto use it well."Once I paid 2,000 yuan for a drawing class because I like painting,"said 13-year-old Zhang Ming."However, I only went to a few classes. I feel sorry f the money."
I is difficult to keep your money in your wallet when shopping. Because everything looks g and there are advertisements(广告) everywhere. But if you ask yourself a few questions,you may s your money."Do I r need it? If I don't need it, do I really want it? If I buy it now, will I have e money for other more important things? Could I find it cheaper somewhere else?"After answering these questions, wyou still buy it? Probably not. And you may also l to your parents' ideas when necessary.
If there's something that you think you like a lot, stop, look again and think twice.
