In 2009 a group of parents in an English town started sharing worries about their children's money management skills. Shopping was done online; the children 1 saw their parents handling cash. They were2online, too. Money had become intangible(无形的). How, then, were children to learn its 3?
The answer they 4 was GoHenry, an app now available in Britain. It is designed to help young people learn good 5 habits through real-world money management. Parents signed up with their own bank account(账户) and paid a monthly 6 of $2.99 for each child aged six or over. Adults and children 7 separate versions. At the end of last year, 379, 000 children had active accounts.
Parents can schedule pocket money and 8 tasks. When those tasks are marked as 9, the child is paid some money back as a reward. Parents can see what child has 10 and where. And children choose 11 to use the card: in shops, online or at ATMs.
Children get debit cards(借记卡) with their name. They can 12 their spending and set savings targets. They can decide to 13 for someone's birthday or set a goal at 12 to 14 $2,000 to buy a car at age 18. The app tells them how much to save each week to meet their 15.
Some GoHenry customers are rich parents who 16 that their children will grow up financially careless. Others regard the 17 as an investment in their child's future. Some say that they have been 18 and want their children to avoid that mistake when they grow up; others say that the app is cost-effective because their children19to how to use money. Even though young people no longer touch and hold 20, they can still be taught to handle it well.
