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            Last Wednesday, about 7,400 American bankers went back to school again. This timethey did not go to learn—they went to teach. 1997,the American Bankers Association hassponsored Teach Children to Save Day. Every April 26, bankers across the USAteach over 1.5 million primary and secondary school students how to handle money.

          In the USA, children, especially teenagers, are often big spenders. In 2013, forexample, American teenagers spent $175 billion. This is average of $104per week per teenager. Few teenagers have any savings. They typically spendmoney as fast as they can. Nearly all will continue their (spend) habits whenthey grow up.

          It's necessary that children learn proper money management they are stillyoung. The bankers show students how to budget and make smart (decide)about money. They explain how to balance their expenses against their income.They help the students understand their family's shopping and householdexpenses as well. Of course,students(teach) how to invest and save money too.

    AsBenjamin Franklin said, “A penny saved is a penny earned.” Moreover, money(save) at interest can increase greatly in value over time. Children, adults, need to understand the value of saving money. This is TeachChildren to Save Day is all about.

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