Everyone likes having money to spend. In fact, most of us wish we had a lot more money than we already have. Today, I want to share three common money mistakes that teenagers make and suggest ways to avoid them.
One common mistake teenagers make is underestimating(低估) the real cost of purchases(购买品), especially on expensive items like mobile phones. Maybe you've saved up $2, 000, so you plan to buy a phone that costs exactly $2, 000. However, there are other costs to consider, like monthly service fees of $200 or more. Make sure you always do enough research before buying anything. This will help you avoid overspending.
A second common mistake teenagers make is failing to develop a savings plan. We usually spend everything we have. Many of us even daydream about how we're going to spend money that we don't even have yet. Start saving money today by making a written plan. Discover how much money you expect to get over a period of time and then keep part of it, perhaps ten percent, for savings first before spending anything. This will help you to save up for special purchases.
Finally, teenagers also make the mistake of impulse buying. We see something we like and buy it without thinking it through. This often happens when we're out shopping with friends for fun. To avoid impulse buying, just think of the things you are saving up to buy before going out shopping. While shopping, carry only a small amount of money with you.
If you want to make sure that you have the money you need when you really need it, try to avoid these money mistakes. In this way, you'll be able to keep more money in your pocket with much less effort than you think.
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