Money Matters
Babies know nothing about money. But when they are growing, you should teach them about it. The best time to teach a child anything about money is when he shows an interest. So you may start talking about money when your child shows any interest in buying things, candy or toys, for example.
⒈The basic function （作用） of money.
Begin explaining the basic function of money by showing how people trade money for goods or services. It is important to show your child how money is traded for the things he wants to have. If he wants to have a toy, give him the money and let him hand the money to the cashier. Talk about how the money bought the thing after you leave the toy store.
⒉Money lessons
When you have money lessons, be with openness and honesty. Tell your child why he can or cannot have certain things. If you must say no to a child's request to spend money, explain, "You have enough toy trucks for now." Or, if the request is for many different things, say, "You have to make a choice between this toy and that toy."
⒊Wise decisions
Begin at the grocery store. Pick out two similar brands （品牌） of a product—a name-brand cheese and a generic （无商标产品）, for example. You can show your child how to make choices between different brands of a product so that you can save money. Allow the child to choose between them. If he chooses the cheaper brand, allow him to have another thing with the money saved. Later, you may explain how the more expensive choice leaves less money for other things.
