At an early age, we start learning how to manage money by watching our parents' spending habits. Don't worry if we haven't learned well how to save or spend money. The following life lessons about money can help us form good spending habits.
Money doesn't grow on trees. As kids, we don't often think about where money comes from. We need to know that our parents work hard to make money, and that it may be used up one day. Going to their workplaces to watch how they work is a great way to understand money is not that easy to make.
We shouldn't spend all our money in one go. It's important for us to have a budget (预算) . In other words, we need to think about how much money we have and what we really want to spend it on. Realizing that our pocket money can't cover everything we want, we should make smart spending choices.
We should set a clear goal and watch our money grow. If we wish to own a new bicycle but can't afford it, we can save our pocket money. How? Write down how much money we have in a notebook and watch it grow. After we have enough, we can buy that wonderful bicycle we've dreamed about! Reaching our goal will greatly satiate us.
We can talk with our parents about how money is used and where money goes. Do you know what a bank account (账户) is? If not, communicate with our parents. We can also go to the supermarket with our parents to experience how money is spent in the real world.
Without doubt, we should treat money in a right way. Actually, learning about money isn't a hard job. From these lessons, we can get a sense of money management and right money values step by step!
